How to Apply for Obamacare in Georgia
“What do I need to apply for Affordable Care Act health coverage in Georgia?” is one of the first questions of residents who need to get medical insurance. Learning how to enroll in Affordable Care Act coverage is valuable for those who need assistance in paying for health care insurance. The ACA provides subsidized health care to those who make certain incomes. Many applicants may be asking themselves, “Can I apply online for ACA insurance even if I am not eligible for a subsidy?” The health insurance exchange, as a part of Obamacare, is a way for those in need of health coverage to apply for and get health insurance, even if they do not qualify for financial assistance. All petitioners should know what is needed to sign up for Obamacare prior to starting the application to ensure they are able to enroll before the deadline. To learn how to apply for Obamacare insurance in Georgia, read the rest of the information provided on this page.
Where to Apply for the Affordable Care Act Health Insurance in Georgia
There are a few options on how to get Obamacare health insurance coverage in Georgia including using the federal website. Residents can apply online for ACA insurance by creating an account on the health exchange system. The online option is the easiest method to submit information needed for the Obamacare application. The health exchange system for Georgia residents will need personal details about you to verify your identity such as your date of birth or Social Security Number. From there you can fill out the application with information about yourself, your family and your income. Once the application is finished, you can select and sign up for a health plan online. However, applying online for ACA insurance may not be the best option for everyone.
You can also sign up for Obamacare insurance by calling the Georgia health insurance exchange and giving the employee your information over the telephone. From there, the employee can fill out your application and submit it for you. While the employee can tell you if you qualify for Medicaid, he or she cannot tell you which plan to pick out, as that is your choice. You can login to your online exchange account and pick out a plan or you can contact an insurance broker. A broker will inform you of all of your plan options and help you sign up for the best plan. However, it is not required of you to use the broker if you pick a plan online.
You may be wondering how to get Obamacare coverage in person if you do not wish to use the internet or the phone. Health exchange assisters can be found in person at particular locations throughout the state. Assisters will help you fill out your application and give your information to a broker if you wish to use one. The in-person option is usually best for those who have a complex application or cannot use the internet or phone to apply. The online option is the best for those who do not have a lot of questions about the application.
For detailed information about applying for ACA health care plans successfully, download our comprehensive guide.
Information Needed to Apply for Affordable Care Act Health Insurance in Georgia
When residents apply for Obamacare insurance in Georgia, they will need to furnish information about themselves and their household. Knowing what is needed to sign up for Obamacare can help petitioners enroll in health care coverage quickly. This information will determine if you qualify for a subsidiary as well as help you select a plan that matches your medical needs.
Since government subsidizes are given to those with qualifying incomes, your income and family size will need to be reported. These income qualifications vary depending on the size of your household, so it is important that you accurately state on the application how many family members are in your household. If you are married, then the income of your spouse will need to be reported as well.
When enrolling in Affordable Care Act coverage, you will need to give the names, birthdates and Social Security Numbers of everyone in your household. Contact information like phone number and address will need to be added to the application as well. If someone in your family is not a United States citizen, then you will need to give information about his or her immigration status. Current health plan information will also need to be given. To apply for Obamacare coverage, you will need to tell the exchange if your employer or your spouse’s employer offers health insurance benefits. If you are currently without health insurance, then you must also specify that on the application. Other details about disability status or affiliation with a Native American tribe may also need to be mentioned on the ACA application, if applicable.
Learn about the eligibility requirements to obtain health care subsidizes through the ACA within our free guide.
Enrollment Periods for Applying for Affordable Care Act Health Insurance in Georgia
If you are interested in knowing how to enroll in Affordable Care Act health insurance in Georgia, then it is important you understand enrollment periods. Open enrollment is a select period of time, usually in November, when anyone can apply for new health coverage through the exchange for the coming year. You will not be able to apply for Obamacare health insurance on the exchange at any other time unless you qualify for special enrollment. Special enrollment lets you apply for new health coverage when open enrollment is not happening because of a life event, such as becoming unemployed or getting married. Eligibility for Obamacare subsidies may also change with certain life events.