Medicare Part B in Georgia
Georgia Medicare Part B is the second half of the Original Medicare benefits. Medicare Part B plans provide comprehensive coverage when used in tandem with Part A. With Part A covering hospital insurance and Medicare Plan B covering medical services and preventive services, these are the two most important Medicare plans available. All beneficiaries should be aware of the Medicare Part B cost associated with coverage. There are a variety of options available for Medicare plans, and applicants should understand the coverage of each to determine which plan will best suit their needs. Medicare Part B costs can change depending on coverage, so it is equally important to determine how much out-of-pocket expenses may occur. Medicare Plan B plans can cover a majority of the costs for beneficiaries, but not all of it. For more information regarding Medicare Plan B plans and Medicare Part B costs for coverage, continue reviewing the sections below.
Services Covered by Medicare Part B in Georgia
Georgia Medicare Part B coverage is dependent national and local coverage decisions. However, there are the basic services that Plan B for Medicare covers such as medically necessary services and supplies needed to treat or diagnose a medical condition. Medicare B coverage also includes preventive services, which are considered health care services that prevent illness or at least detect it at an early age. Some specific Part B Medicare benefits include but are not limited to:
- Clinical research
- Ambulance services
- Mental health (inpatient, outpatient and partial hospitalization)
- Second opinion visits prior to surgery
- Some outpatient prescription drugs
- Durable medical equipment
- Part-time home and rehabilitative services
Some of the most common preventive services covered by Medicare Part B include physical exams, flu and hepatitis B shots, glaucoma tests, cancer screenings, depression screenings, lung cancer screenings, nutrition therapy services, diabetes screenings and cardiovascular workups to name a few. Once an applicant is approved for Medicare B Plans, he or she will be provided with an introductory handbook that will feature a full list of preventive services covered. Preventative services are important for Medicare Plan B beneficiaries, especially as they age. For more information regarding the coverages provided by Medicare Part B plans, download our comprehensive guide today.
Services Not Covered by Medicare Plan B in Georgia
As important as it is to understand the services Medicare Plan B covers, beneficiaries and prospective petitioners should also know the services Medicare Part B does not cover. Plan B Medicare seems to cover some of the most important medically necessary services available, yet Medicare does not cover everything. In many cases, if an applicant needs a Medicare Plan B service that is not covered, then he or she will need to pay for the service himself or herself. Some of the more common services that Medicare will not cover includes custodial care, most dental care, routine foot care, eye exams related to glasses, hearing exams, cosmetic surgeries, dentures, acupuncture and more. All potential petitioners should understand as much as they can regarding their Medicare Part B services to avoid potential surprises when issues arise.
Can Georgia Medicare Plan B coverage be delayed?
Beneficiaries can receive Georgia Medicare Plan B coverage automatically if they meet certain requirements. Petitioners enrolled in Part A and Part B of Medicare automatically are those who are already receiving retirement or disability benefits for a specific duration. Part B coverage may begin the month they reach the minimum age requirement or when they have collected benefits for the set timeframe.
While many applicants enroll in Plan A immediately after meeting the Medicare eligibility requirements, some choose to delay their Medicare Part B coverage option. However, those who delay coverage may be subject to late enrollment penalties when they sign up later. Petitioner can avoid the additional charge if he or she already has coverage through an employer, spouse, private insurance policy, veterans’ benefits or otherwise.
Applicants who wish to delay coverage for Part B Medicare but are already receiving Medicare benefits must contact the Social Security Administration directly. Coverage for Plan B Medicare will be terminated the first day of the month after the request is received. For beneficiaries who have not started Medicare yet, they can simply follow the instructions that will arrive on the Medicare card in the mail or contact the Social Security Administration office.
What is the Medicare Part B cost in Georgia?
The Georgia Medicare Part B cost mostly depends on the applicant’s and his or her spouse’s income. As mentioned above, delayed Medicare Part B enrollment can increase the monthly premium amount. All beneficiaries must pay their Part B Medicare premiums every month as long as they are enrolled in Part B coverages. Costs for Part B Medicare can vary, so it is important for applicants to understand what the out-of-pocket expenses will be in advance.
For exact Medicare Part B cost breakdowns including information about out-of-pocket expenses associated with the program, download our helpful Georgia Medicare guide today.